UK's Solutions to Business Finance and Loans

Can’t get Finance and Emergency Finance

Severe adverse credit issues and you can't get the Business Finance you need?

In business, things do not always go smoothly; as Donald would say “Bad stuff happens”. If your business is looking for business finance, you need it now and have been turned down everywhere you have looked, we have two options available to help you:

Option 1.

Book debt Finance - if you are owed money and it is collectable then we really can help.
5 Day turnarounds - £50k to £5m credit line available.

Non-home owners, Adverse Credit, previous failures and severe issues with previous invoice finance firms are not a problem if your invoices are collectable.

Option 2.

Secured business loans - these are readily available and funds made available within 24 hours of a charge been secured.

No proof of income required. No valuation needed if the area is good and there is no first charge or the first charge will be removed with part of the loan, 7 day turnaround.

For full details please call Mark Smillie on 0800 612 5364.

Signs that your company needs an Emergency Finance fund:

  • A Winding Up Petition has been served
  • Bailiffs are being threatened or have turned up
  • Bad debt or loss of business
  • Bank or Financial Institution threatening to appoint an Insolvency Practitioner or talking about Reporting Accountants
  • Should your company require Emergency Business Finance funding for any of the above or just plain help due to a down turn in your Cashflow: We can help, however desperate the situation might appear, or lack of time left.

Independent advice can put you in a much stronger position improving your chance of survival and allowing you time to deal with the issues. We can help with this issue too.

Business finance is one of those things that can frustrate even the most seasoned professionals. It seems that when you need it the most it can be the hardest to put into place, and this can be incredibly frustrating. You know you have a good business, so why can’t the lenders cut you some slack?

When you need finance the most and you can’t seem to get it, you end up spending all of your time putting out fires. This keeps you away from doing what you do best – growing your business.

We can also provide secured finance whatever your circumstances are.

But if you do not have a property to provide security, this could well be for you.

If any of the following apply to you, you might have found getting finance especially difficult in the past (and going forward):

  • Past and current unsettled County Court Judgements
  • HMRC issues
  • Not owning your own home
  • Poor credit history and/or past company liquidations
  • Past problems with factoring companies

(If you do not have the above issues, then we will have other options open to you as well).

If your debtor book is in good shape, none of the above is an issue. If you have an annual turnover of more than £300k, we can help. (Note that if you are in the construction industry, the minimum turnover is £1.5 million. That said, you will be able to get funding for uncertified applications for payment).

Let us help you set up invoice finance. We can help you to get finance when no one else will.

Listen to what one of our clients recently said about the finance company we put them in touch with:

“They gave us finance when no one else would. A year later we are back in profit and can get a cheaper deal, but we are staying with them because they truly understand our business and they are great to deal with.”

We can help make invoice finance work for you – this will give you the funding that you need to build your business and take on new work. Funds can be put in place within the week. Imagine that – your worries and sleepless nights can be a thing of the past.

If you have been having trouble obtaining finance for your business, please give Mark Smillie a call on 0800 612 5364.

Don't miss out on the best deals

Prefer a call back?

  • This field is for validation purposes and should be left unchanged.

Why Our Clients Use Us

"Having used brokers before, I didn't expect Mark at Ringrose Business Finance to achieve a better interest rate than I could get from a bank directly. But he definitely delivered with a brilliant rate of 5.4% - I thought it would be 10%. And the loan was all sorted out within a week. Fantastic service - I'm glad I decided to give Mark a chance."  

Simon Jewell

Director, The Pilot Inn

UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors

I have used Mark Smillie for business finance for the last 3 years, he surrounds himself with a contact list of "Can Do People", apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough.

Mark Wilkins

Uk Acoustics Systems Ltd

We are a market leader in CCTV and supply Worldwide, when we take on new work we always wish to have suitable finance in place. We have been receiving Mark's emails for some time, I rang him on a Tuesday. He said he would make this as painless as possible, we had an approval on Wednesday morning and funds in our account on the friday. My time is valuable to me and I like dealing with people who excel in giving their clients excellent service as we do.

Steve Baker

Genie CCTV Ltd.

"In my constant strive to make my restaurant the best it possible can be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done."

Fernando Stovell

Stovell's the Waitrose Good Food Restaurant of the year for the South East, and with four AA rosettes.

My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward ( or sideways ; as the case may be )

Mike Stubbs

Partner at Mishcon de Reya

We are well established profitable boutique post production company in Soho, we applied to the Bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the Bank.
If you are looking for business finance without the hassle then give Mark a call.

David Tasker

Platform Post Production Ltd

We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us. What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best services possible, we wish him well and it is great dealing with people who genuinely care.

Andrew Kirkey

OSV Limited-Professionals in Vehicle Supply

We started three years ago and provide "Quality Plastering and Rending Services", our focus has been on quality and doing the best possible job. Our reputation for quality and finishing on time is now bringing in much larger contracts.
I approached a leading builder and devloper and he told me there was one person to go to for business finance.
I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy,
I can confirm Mark is the "Go to guy for business finance"

Aaron Fox

C&A Finishes Ltd