UK's Solutions to Business Finance and Loans

Hotel, Restaurant and Pub Business Finance Without the Banks — Expert Advice – Fast Payouts

Boost your business with the right kind of finance

Lending criteria for finance in the hotel, restaurant and pub business is notoriously changeable. Finance companies keep moving the goalposts to meet their own agendas and keep their risk spread evenly. So where does that leave you?

Confused? Uncertain of which company to turn to?

You’ve come to the right place. Ringrose is here to clear things up.

At Ringrose we make it our business to know exactly what finance companies are looking for and when.

We’ll only approach companies that we know are looking for clients just like you, right now. You only get one clean slate, so you need to ensure you get a ‘yes’ first time around. Don’t leave yourself with a negative financial footprint, which other lenders will use as an easy excuse to say ‘no’ to you or charge you more.

Don't miss out on the best deals

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Get Ringrose on board and we’ll help you secure a loan that’s right for you, first time around. We offer financing for short-, mid- and long-term loans from £20k to £5m for a variety of uses, including:

  • Refurbishments, refits and extension

  • Purchase of additional sites

  • Advances on your card payments, we have bulk deals with finance companies, which means clients regularly pay 20 to 50% less than they are currently paying on merchant cash advances

  • Buying new equipment and assets, we know where to go to get the best rates for your circumstances

Our success in this sector speaks for itself. A big lender informed us that only 30% of businesses that applied to them direct were accepted. Our success rate: over 80%.

With those odds on your side, getting your business finance just got that much easier.

All you need to do is call Ringrose on 0800 612 5364.

Business Finance all credit scores

Construction Finance and Property Loans

Hotel, Restaurant and Pub Finance

Why Our Clients Use Us

"Having used brokers before, I didn't expect Mark at Ringrose Business Finance to achieve a better interest rate than I could get from a bank directly. But he definitely delivered with a brilliant rate of 5.4% - I thought it would be 10%. And the loan was all sorted out within a week. Fantastic service - I'm glad I decided to give Mark a chance."  

Simon Jewell

Director, The Pilot Inn

UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors

I have used Mark Smillie for business finance for the last 3 years, he surrounds himself with a contact list of "Can Do People", apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough.

Mark Wilkins

Uk Acoustics Systems Ltd

We are a market leader in CCTV and supply Worldwide, when we take on new work we always wish to have suitable finance in place. We have been receiving Mark's emails for some time, I rang him on a Tuesday. He said he would make this as painless as possible, we had an approval on Wednesday morning and funds in our account on the friday. My time is valuable to me and I like dealing with people who excel in giving their clients excellent service as we do.

Steve Baker

Genie CCTV Ltd.

"In my constant strive to make my restaurant the best it possible can be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done."

Fernando Stovell

Stovell's the Waitrose Good Food Restaurant of the year for the South East, and with four AA rosettes.

My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward ( or sideways ; as the case may be )

Mike Stubbs

Partner at Mishcon de Reya

We are well established profitable boutique post production company in Soho, we applied to the Bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the Bank.
If you are looking for business finance without the hassle then give Mark a call.

David Tasker

Platform Post Production Ltd

We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us. What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best services possible, we wish him well and it is great dealing with people who genuinely care.

Andrew Kirkey

OSV Limited-Professionals in Vehicle Supply

We started three years ago and provide "Quality Plastering and Rending Services", our focus has been on quality and doing the best possible job. Our reputation for quality and finishing on time is now bringing in much larger contracts.
I approached a leading builder and devloper and he told me there was one person to go to for business finance.
I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy,
I can confirm Mark is the "Go to guy for business finance"

Aaron Fox

C&A Finishes Ltd