We deal with a company who specialise in improving a companies credit rating and in our experience they are making some very significant improvements on their Credit Scores.
Do you know your company’s trade credit rating? Could your business benefit from access to better credit limits and increased working capital?
The business credit market is a specialised and complex place, so making this easier for our clients to navigate seems like a no-brainer. Our aim is to help our clients maximise the potential of their trade credit profile. The benefits of this are:
Improve your company credit rating in as little as 3 days, and benefit from access to better credit limits, funding and increased working capital.
An improved credit rating can really unlock the full potential of your business, but finding the right information and understanding your profile can be difficult – this is where they can help.
They have agreements with the five main credit rating agencies enabling them to provide businesses with a more comprehensive and detailed review of their credit status.
Risk free solution
Adding value to your business by offering a risk-free solution, if they can’t improve your company credit ratings you don’t pay a penny.
Proven track record
They have a proven track record with many satisfied clients and are extremely proud of our 100% success rate in company credit repair.
Trust the experts
The team have over 25 years of trade credit rating, finance and treasury experience, so you can be sure your business is in good hands.
Examples of Our Work In Action
Access to leases – Shop Fitter T/O c£10m
A client had a trade credit score of 13/100 and a recommended credit limit of £0. Within three days we had improved these to a rating of 57/100 and a recommended credit limit of £22,000. This enabled them to instantly proceed with a lease agreement for a fleet of company cars
Funding – Builders T/O c£2m
This client had applied for funding however discovered that their current credit rating of 35/100 was under the required “hurdle” rating. Within 5 days, this was increased to 82/100 removing this barrier. Not only did this mean they could now access the funding, they were also offered improved terms.
Tender for work – Grounds maintenance company T/O c£40m
The client here was having issues when tendering for large council contracts as their rating was too low. Once engaged with Lightbulb Credit, we increased their rating from 10/100 to 81/100 and recommended credit limit from £0 to £120k. This enabled them to tender and win the work.
Working capital boost – Financial Intermediation T/O c£1.5m
A client contacted us due to working capital levels hindering the growth of their relatively young business. Within 3 days we increased their rating from 15/100 to 81/100 and recommended credit limit from £0 to £90k. With an average of 10 suppliers using this agency to determine credit worthiness each month, the benefit to them was huge. This increase resulted in a one-time potential balance sheet improvement of £900k taking considerable pressure off the businesses cash flow.