UK's Solutions to Business Finance and Loans

Mid Term Loans 1 to 5 years

Develop your business with mid term finance

Do you want to take your business to the next level? Or do you need funds to get it fully operational? Whatever the business need, mid term finance can make a world of difference. With lower repayments than short term loans and the opportunity for longer term planning, a mid term loan can be a business’ best friend.

We can make it happen

You may have already been turned down by the bank. Perhaps even one of those big finance companies has said no to you and you can’t figure out why.

The thing about those finance companies is that they’re caught in a fine balancing act. Business type, credit rating, industry sector, loan size and more are all factors they keep juggling. So they might have said no to you today, but last month would have said yes.

It’s impossible for you to know who to approach and exactly when. Impossible for you, but not for us.

Success stories

With a 25-year track record, we know big finance well and they like working with us. So much so that they’ll give us deals you won’t find advertised online and we know exactly when and how to present your business case so that you get a yes.

70% of businesses that go direct to a finance company are turned down. 70% of businesses that go through a finance broker are accepted.

And at Ringrose we’ve got a staggering 84% acceptance rate.

An alternative approach

We don’t just have relationships with the big finance companies, we also work with alternative funders who are actively lending.

If you have a short trading period or some adverse credit, getting a mid term loan is still very much possible through Ringrose.

With a typical turnaround time of a week, you’ll have a definitive answer in no time.

We also have finance options with no personal guarantees needed.

So if your company is looking for £20,000 to £10 million, we have finance available.

Get access to mid term finance that others can’t and see your business not just survive but thrive.

Contact Mark Smillie today on 0800 612 5364.

Don't miss out on the best deals

Prefer a call back?

  • This field is for validation purposes and should be left unchanged.

Why Our Clients Use Us

"Having used brokers before, I didn't expect Mark at Ringrose Business Finance to achieve a better interest rate than I could get from a bank directly. But he definitely delivered with a brilliant rate of 5.4% - I thought it would be 10%. And the loan was all sorted out within a week. Fantastic service - I'm glad I decided to give Mark a chance."  

Simon Jewell

Director, The Pilot Inn

UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors

I have used Mark Smillie for business finance for the last 3 years, he surrounds himself with a contact list of "Can Do People", apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough.

Mark Wilkins

Uk Acoustics Systems Ltd

We are a market leader in CCTV and supply Worldwide, when we take on new work we always wish to have suitable finance in place. We have been receiving Mark's emails for some time, I rang him on a Tuesday. He said he would make this as painless as possible, we had an approval on Wednesday morning and funds in our account on the friday. My time is valuable to me and I like dealing with people who excel in giving their clients excellent service as we do.

Steve Baker

Genie CCTV Ltd.

"In my constant strive to make my restaurant the best it possible can be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done."

Fernando Stovell

Stovell's the Waitrose Good Food Restaurant of the year for the South East, and with four AA rosettes.

My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward ( or sideways ; as the case may be )

Mike Stubbs

Partner at Mishcon de Reya

We are well established profitable boutique post production company in Soho, we applied to the Bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the Bank.
If you are looking for business finance without the hassle then give Mark a call.

David Tasker

Platform Post Production Ltd

We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us. What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best services possible, we wish him well and it is great dealing with people who genuinely care.

Andrew Kirkey

OSV Limited-Professionals in Vehicle Supply

We started three years ago and provide "Quality Plastering and Rending Services", our focus has been on quality and doing the best possible job. Our reputation for quality and finishing on time is now bringing in much larger contracts.
I approached a leading builder and devloper and he told me there was one person to go to for business finance.
I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy,
I can confirm Mark is the "Go to guy for business finance"

Aaron Fox

C&A Finishes Ltd