Let me tell you a true story, see our Testimonials, it’s the third one down.
I was speaking to a “seasoned” Company Director and he said Mark, I have always arranged my own finance and I have used brokers in the past, “how can you get me a better deal?”
I explained to him, that a good broker will know which of the finance companies are offering the best deal at the moment and they will be able to speak to someone senior explaining any potential issues in Underwriting, which will result in the best rates(the packaging of the application is everything, when it comes to getting the best rate).
Well I could have been talking to a brick wall, his eyes glassed over, he did not believe a word and thought it was all “BS”.
Well more out of boredom, he told me to get on with it, what % are you expecting, I asked, he replied “Double figures”
Well, I put the best person on our team for this, used the experience we have learned over the years and as the saying goes “the more I practice the luckier I get”.
Well we got lucky and Simon got a rate of 5.4%
We were also lucky again when a client was hoping for 5-6% on 300k and we achieved 3.2%
I typically get a phone call once a week, that starts with “Hey Mark, I have been receiving your emails for years now, can you ………………….”The answer is normally yes, having built up a contact base to die for, over the last 25 years. Time wasters are always welcome to call me, there is nothing I like more than a challenge, I just happen to love what I do; I am a very lucky man. Why not pick up the phone and tell me what finance would ideally suit your business, let us be your Satnav helping you get there quickly and easily we work with all types of business including the construction sector.
Please do not delay looking for finance, if you know you are going to need it, particularly if it will put any strain on your cashflow . Almost certainly you will be asked for your last 3 months bank statements, and if it shows a slight deterioration, you will be charged more in interest.
In these times of political/business uncertainty, wouldn’t it be comforting to know, that you had a line of credit available, just in case you needed it? Please give me a call on 07710 466166