Ringrose-logo-02

UK's Solutions to Business Finance and Loans

Invoice Finance No Personal Guarantee Or Annual Contract

Invoice Finance No Personal Guarantee Or Annual Contract

Raising money from your book debts has really changed.

Here is the proof Please read these three different types, two of which have No Personal Guarantee.

1) Choose an invoice or multiple invoices collect in the invoice as normal, then repay back what you have borrowed.

No personal guarantees-No annual contract-No fixed monthly fees 

Use this as little or as often as you li.

What’s the catch?

Company has to show its solvent and last accounts show a profit (small one is fine)

How much can I borrow?

Ideally from about £10k to as high as you like.

Is this type of finance suitable for all industry sectors? Yes 

Finance can be arranged, on invoices and most income recurring streams and Government rebates. Pick up the phone and speak to Mark to find out more on 07710 466166

2)

A simple business loan guaranteed on the assets of your company, please pick up the phone and I can explain in detail.

Borrow a fixed amount £100k to £4m it is then interest only monthly repayments over 2-3 years, repay the capital when you wish to or roll it over at the end of the period. There is No Personal Guarantee( your loan is secured on the business assets) required and no penalty for early repayment.

3)

If you are looking for a full facility this is something we specialise in, you will  have to give a Personal Guarantee, but we will be able to get this Capped for you.

At the last count there were 92 companies who will lend on your book debts.

Go to the wrong one and it can be a nightmare, the Director listened to the Salesman and was impressed by the Company Name, but what they did not know, was it was a one size fits all solution.

It appeared cheap, but you get what you pay for, if you are lucky.

We hear these consistent complaints from clients, who went direct to their bank or to a Finance Company Our account manager is always changing, they just do not understand our business.

We have been hit by a whole raft of “hidden extras” in fees, that we did not know about.

The credit limits for our clients is to low.

They speak to our clients without telling us.

I wish we took some advice, apart from listening to the salesman, but how were we to know?

Invoice finance can be the best business move you make, where you always know what money is going to be available, and you can confidently, take on new work knowing you have the finance available to fund it.

But you do need to know where to go to, it helps when you have been doing this for over 25 years and get consistent feedback from Company Directors.

A good invoice finance company, will have a low staff turnover and high quality staff.

Go to the right finance company and they will know and understand your business, but you do need help in finding the right one.

They will have a “can do” attitude and you can speak to a decision maker direct.

High Concentration Limits can be arranged and immediate payment on Uncertified Applications for Payment and Contractual Work, if you are in the Construction Sector(this sector really does need help in choosing where to go).

Pick up the phone and tell me what you would ideally like and then we can go out and get it for you, this will be a tailor made solution to your needs, rather than a one size fits all solution. 

Where I differ from some is that with so many types of finance available, I know my limitations. I do not say I am an expert at every type of finance, but I do have someone on my team who is that expert. It has taken me years to be able do this, but when you love what you do, you meet good people along the way. You are always welcome to call me on my mobile 07710 466166.

Let’s talk today.

Very best wishes, Mark

Leave a Comment