Secure the future of your development
Arranging property development finance takes a special set of skills. Ringrose has over 25 years’ experience in arranging business finance and even we know that when it comes to property development finance, it is time to get in a specialist.
Otherwise you will end up paying to much or get let down at the last moment; the frustration and stress can be terrible.
Our specialist excels in property development finance and has helped many customers who have been left miffed when their bank says it won’t be a problem and then weeks later turns around and says it’s a no-go. We appreciate the complexities involved and we’ll tell it to you straight.
Understanding the underwriters
Every funder’s underwriter has different priorities. Some are credit score driven, some are not. Some only look at the security and are not worried about past issues.
For example, one underwriter may look for very detailed future cash flows, compare them to the past, look at the purpose of the loan and then determine if it is a good fit for their lending policy right now. Whereas another underwriter, might just be interested in the ‘deal’ and the people doing the development.
If any aspect of your application doesn’t fit, then you’ll be turned down, and frustratingly, often at the last moment.
Our specialist knows what the underwriters want
And not just that, our specialist knows all the lenders, their rates and crucially, exactly how to package your proposal in the way underwriters want to see it.
Whether you are converting a house into flats, building 50 commercial units or 50 houses, our specialist knows which lender to approach for your project in light of your background and particular circumstances. Your time won’t be wasted.
Dont miss out on the best deals
Why Our Clients Use Us
UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors
I have used Mark Smillie for business finance for the last 3 years, he surrounds himself with a contact list of "Can Do People", apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough.
Uk Acoustics Systems Ltd
We are a market leader in CCTV and supply Worldwide, when we take on new work we always wish to have suitable finance in place. We have been receiving Mark's emails for some time, I rang him on a Tuesday. He said he would make this as painless as possible, we had an approval on Wednesday morning and funds in our account on the friday. My time is valuable to me and I like dealing with people who excel in giving their clients excellent service as we do.
Genie CCTV Ltd.
"In my constant strive to make my restaurant the best it possible can be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done."
Stovell's the Waitrose Good Food Restaurant of the year for the South East, and with four AA rosettes.
My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward ( or sideways ; as the case may be )
Partner at Mishcon de Reya
We are well established profitable boutique post production company in Soho, we applied to the Bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the Bank.
If you are looking for business finance without the hassle then give Mark a call.
Platform Post Production Ltd
We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us. What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best services possible, we wish him well and it is great dealing with people who genuinely care.
OSV Limited-Professionals in Vehicle Supply
We started three years ago and provide "Quality Plastering and Rending Services", our focus has been on quality and doing the best possible job. Our reputation for quality and finishing on time is now bringing in much larger contracts.
I approached a leading builder and devloper and he told me there was one person to go to for business finance.
I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy,
I can confirm Mark is the "Go to guy for business finance"