UK's Solutions to Business Finance and Loans

Short Term Loans 2-12 months

Short term finance to keep your business growing

Short term finance can be a game-changer for any business. It helps your cash flow and makes sure you can take on new work when it comes along.

But it can also be one of the most expensive types of finance out there, and inflexible arrangements typical of most companies can put a millstone round your neck that holds you back.

We do things a bit differently

At Ringrose Business Finance, we make access to short term money as pain free as possible. Our core principles are:

  • Fast and flexible
  • Affordable
  • No hidden costs.

Our 25 years in the business means we can get you deals that are never even advertised to the public. Finance companies like working with us, so we (and our clients) get access to deals that are not available when applying direct.

And with an industry-leading acceptance rate of 84%, our reputation is built on success.

Short term loans

Many of our clients choose a short-term loan for 3-12 months.

You only have to have been trading for six months and they are simple and affordable:

  • Repayment terms to suit you
  • You get a same-day decision where possible.

And don’t forget, we can access prices that you won’t see anywhere else.

Invoice financing

This is another great short-term cash flow solution.

You get an advance on any unpaid invoices, that you pay back when they get settled.

There’s no personal guarantee needed, and any type of businesses can apply, including construction firms, you can do this without signing an annual contract, just use the facility when you want to.

If you’ve got unpaid invoices, it’s hassle-free and flexible money that you can access as much as you wish.

So, don’t let a lack of cash flow get in the way of growing your business.

Get access to fast, flexible and affordable finance deals that others can’t. Contact Mark Smillie today on 0800 612 5364.

Don't miss out on the best deals

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Why Our Clients Use Us

"Having used brokers before, I didn't expect Mark at Ringrose Business Finance to achieve a better interest rate than I could get from a bank directly. But he definitely delivered with a brilliant rate of 5.4% - I thought it would be 10%. And the loan was all sorted out within a week. Fantastic service - I'm glad I decided to give Mark a chance."  

Simon Jewell

Director, The Pilot Inn

UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors

I have used Mark Smillie for business finance for the last 3 years, he surrounds himself with a contact list of "Can Do People", apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough.

Mark Wilkins

Uk Acoustics Systems Ltd

We are a market leader in CCTV and supply Worldwide, when we take on new work we always wish to have suitable finance in place. We have been receiving Mark's emails for some time, I rang him on a Tuesday. He said he would make this as painless as possible, we had an approval on Wednesday morning and funds in our account on the friday. My time is valuable to me and I like dealing with people who excel in giving their clients excellent service as we do.

Steve Baker

Genie CCTV Ltd.

"In my constant strive to make my restaurant the best it possible can be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done."

Fernando Stovell

Stovell's the Waitrose Good Food Restaurant of the year for the South East, and with four AA rosettes.

My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward ( or sideways ; as the case may be )

Mike Stubbs

Partner at Mishcon de Reya

We are well established profitable boutique post production company in Soho, we applied to the Bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the Bank.
If you are looking for business finance without the hassle then give Mark a call.

David Tasker

Platform Post Production Ltd

We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us. What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best services possible, we wish him well and it is great dealing with people who genuinely care.

Andrew Kirkey

OSV Limited-Professionals in Vehicle Supply

We started three years ago and provide "Quality Plastering and Rending Services", our focus has been on quality and doing the best possible job. Our reputation for quality and finishing on time is now bringing in much larger contracts.
I approached a leading builder and devloper and he told me there was one person to go to for business finance.
I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy,
I can confirm Mark is the "Go to guy for business finance"

Aaron Fox

C&A Finishes Ltd