UK's Solutions to Business Finance and Loans

Paul Mathison, CEO, Create Group

“It’s great to work with a broker that has a construction sector specialism. Mark at Ringrose Business Finance is very knowledgeable, competent and personable. He talks a lot of sense.”

Kevin Hanbury, MD, 3K’s Engineering

“Mark Smillie is very good at what he does - you can’t fault his helpfulness and inside knowledge on finance companies. We would definitely go back to him again with any business finance requirements and do recommend him to other companies.”

Simon Jewell

Director, The Pilot Inn

"Having used brokers before, I didn't expect Mark at Ringrose Business Finance to achieve a better interest rate than I could get from a bank directly. But he definitely delivered with a brilliant rate of 5.4% - I thought it would be 10%. And the loan was all sorted out within a week. Fantastic service - I'm glad I decided to give Mark a chance."  

John Ducker

Founder & MD, Ducker & Young Scaffolding Ltd

“We chose to use Mark at Ringrose Business Finance because it seemed he would make the best introductions to lenders to suit our particular situation. He did not disappoint. His recommendations proved to be excellent. We are very happy with his quick, easy and efficient service. We’ll certainly go back to Mark when we need finance to buy more equipment.”

Jonathan Wilkinson

Kimi's Artisan Gelato Ltd

“We were very disappointed with our bank not being willing to offer us additional finance. All blamed on Brexit. We then had a stream of other credit agencies calling us with incredibly high interest rates over short periods, with half the money we needed. It was all very depressing.

I decided to try Mark at Ringrose Business Finance. He completely restored my faith and delivered an excellent service. Our finance application was completely successful at a critical time. I would not hesitate to recommend Mark to any other business owner.”

Aaron Fox

C&A Finishes Ltd

"We started three years ago and provide 'Quality Plastering and Rending Services', our focus has been on quality and doing the best possible job. Our reputation for quality and finishing on time is now bringing in much larger contracts.

I approached a leading builder and devloper and he told me there was one person to go to for business finance.

I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy, I can confirm Mark is the 'Go to guy for business finance'".

Paul Bradley, Director

PB Battery Technical Services Ltd -

“We highly recommend using Mark at Ringrose Business Finance. He and his specialist champion broker contacts are very good and well informed. It’s worth a call if you are looking for finance of any sort.”

Yvonne Beaton, Finance Controller

Swallowmax Ltd

“Mark was able to direct me to the right specialist finance broker that we needed. That person was great - very helpful and proactive and lovely to work with. I would certainly recommend Mark if you are looking for specific business finance expertise and contacts.”

Charles Julian, MD, Casini Systems

"I will always call Mark Smillie for business finance. Mark is just so easy to deal with and everything is very straightforward. We got a better deal by using Mark and his specialist broker compared to going to Funding Circle direct. In the construction sector cash flow is vital, so having someone like Mark to call for any borrowing is great. I’d recommend him to anyone"

Paul Smith, Director

Build Plumb Plastics Ltd

"Mark Smillie is very efficient, easily contactable and always provides good old-fashioned customer service. Both Mark and his recommended specialist finance broker score 10 out of 10. I highly recommended any business to utilise Mark's expertise to successfully gain funding."

Terry Brant, Director

Joinery Classics Limited

"I was very impressed with the excellent service from Mark at Ringrose Business Finance. He looks outside the box and really listens to what funding requirements you have - he isn't just selling what he wants to sell you. Using a broker with specialist finance knowledge in the construction and manufacturing sector is definitely the way forward. Far better than the banks and other one dimensional finance companies. We will absolutely go back to Mark again."

John Lee, Director

General Medical

"Mark and Kevin are very easy to work with - they score 10 out of 10 from me. I did not have to spend long on the phone - they just got on with everything. Their professional and detailed knowledge of how the finance industry works is invaluable. I'd highly recommend Ringrose to anyone seeking a positive result from a funding application that really meets their needs."

Mark Wilkins

Uk Acoustics Systems Ltd

"UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors

I have used Mark Smillie for business finance for the last 3 years, he surrounds himself with a contact list of "Can Do People", apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough."


Major Media Production Company

"Thank you Mark for your excellent service. We have been very impressed with your understanding of our brief, fast response and professionalism. You have never been pushy or wasted our time. You went above and beyond with introductions to such quality people. We will always use you as a knowledgeable and specialist finance broker now - so much better than a splatter gun and time-consuming approach to finding finance ourselves."

Steve Baker

Genie CCTV Ltd.

"We are a market leader in CCTV and supply Worldwide, when we take on new work we always wish to have suitable finance in place. We have been receiving Mark's emails for some time, I rang him on a Tuesday. He said he would make this as painless as possible, we had an approval on Wednesday morning and funds in our account on the friday. My time is valuable to me and I like dealing with people who excel in giving their clients excellent service as we do."

Fernando Stovell

Stovell's the Waitrose Good Food Restaurant of the year for the South East, and with four AA rosettes.

"In my constant strive to make my restaurant the best it possible can be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done."

Mike Stubbs

Partner at Mishcon de Reya

"My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward ( or sideways ; as the case may be )"

David Tasker

Platform Post Production Ltd

"We are well established profitable boutique post production company in Soho, we applied to the Bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the Bank.

If you are looking for business finance without the hassle then give Mark a call."

Matthew Jones

Arc Steel Fabrication Services Ltd
"We are a successful growing company, but unfortunately in our Industry, we could not get the support we were looking for from the High Street Banks, so with a healthy debtor book just sitting there we decided to use it.
Mark has been writing for some time on the importance of choosing the right Finance Company to Finance your book debts.
Well he did everything he writes about, I was introduced to a Company Director, who was genuinely interested in what we did and how we operate, the company we saw have one of the highest client and staff retention rates.
But what I was impressed with was their can do attitude. The whole hassle free process took about two weeks.
My advice is, before financing your invoices, give Mark a call."

Noel Paterson

Langstone Engineering Ltd
Retail maintenance specialists

"I have been receiving Mark's e-mail for some time so decided to ring him and pleased to say we received what he writes about good service and it was easy for me."

Andrew Kirkey

OSV Limited-Professionals in Vehicle Supply

"We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us. What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best services possible, we wish him well and it is great dealing with people who genuinely care."

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Tuhal Miah

TM Carpentry & Building Solutions
"I first spoke to Mark last year, I had a bad experience in the past with a previous Finance Broker, so I was a bit cautious.
But I can now say, if your business is looking for finance and you want a very good professional service, from someone who cares about his clients then I would recommend Mark Smillie who clearly has built up an excellent contact list."

Chris Davidson

Discover and Invest Ltd

"Mark is the Go to Guy for Business Finance and if you are in the Construction/Building related industries he is the man to see.
Mark did his first construction deal in 1990 and knows the decision makers to go to. He makes life easy for his clients because he knows how to put a deal together to achieve a successful result.
If you need someone who thinks outside the box and gets a job done then think Mark Smillie."

David P

Installations Company in Surrey

"We are an Installations Company who work in the construction industry and we were looking for some more financial flexibility.
I spoke to Mark on Tuesday and he told me about a form of Finance which was basically raising money from some of our invoices, our choice on how much and how many.
 This was not Factoring which we would not do, this type of finance is totally flexible, we can dip in and out use it as much or as little as we wish and collect our own invoices as normal.
Mark took me to the right company, spoke to them behind the scenes and helped fast track my application. It sounded to be too good to be true, no Personal Guarantees, no charge at the bank, no commitments and no annual fees or contract.
A simple form and information to provide; we applied on the Wednesday and were approved Thursday afternoon.
After receiving Mark’s emails for the thick end of 3 years I am pleased I rang him and am happy to endorse him."

Operations Manager——— Construction Ltd

The name is removed for Confidentiality
"Dear Mark, I just wanted to take the time to thank you so much for your help over the last 6 months or so. You have been constantly professional, but, at the same time I feel that the Managing Director and I have built a great relationship with you.
We have recommended Mark to other business associates, but more importantly yourself personally, so please accept my apologies if your work load increases. We look forward to working with you again in the future.
Best Regards."

Midsize firm of Shop fitting Contractors – Retail and Commercial

The name is removed for Confidentiality
"Dear Mark, my wife and I wanted to formerly thank you, for everything you did. I still cannot believe you spent 5 hours patiently and simply explaining the consequences of what we were about to do. And giving us an entirely different way forward, if we had not met you are income would have stopped and we could have lost everything, 18 years of hard graft down the pan.
We were told we had to give up, you knew we did not want to. Its 6 months later now and we are enjoying life and work again and all our contractors are on board. Thank you."

Philip Fernandes

Commercial Director at Twice2much Limited

"Mark has a unique ability to look at a difficult business situation, find a positive way forward and then make it happen. Currently we only deal with Companies with a turnover exceeding a £100m plus, but Mark gives the same care and attention to a Shopkeeper as to a National Company. I have seen his involvement in more than 50 business situations. He is someone that I would trust to get me where I wish to go."

Amin Kassam

Senior Vice President Retail at Reliance Trends ltd
"I have known Mark for quite some time now and would highly recommend him for the value he generates in the assignments he undertakes. He cuts through the issues and delivers results with accurate assessments and on time to the projected outcomes . His work ethic and integrity is beyond reproach coupled with his knowledge in his field. He has a very inclusive approach and coaching style and is highly results driven."

Nigel Temple

► Marketing strategist ► Marketing speaker

"Mark is professional, helpful and creative. He will always find a way to help, with regards to companies who face financial challenges. If your organisation needs emergency funding or help with funding, talk to Mark."

Paul Madgin

2020 Webvision - online Marketing Consultant

"We have worked with Mark for over 3 years growing his online Business. His passion for delivering what the client wants is infectious. He just loves what he does."

Jim Banks

Private Healthcare Consultant at Premier Choice Healthcare

"Mark is professional, thorough and does an excellent job in finding the right solution for the situation at hand, I would certainly suggest speaking to him."

Tim Weedon

Associate at Nestegg properties LLP

"Having known Mark for well over Twenty years, I can whole-heartedly endorse his work, any business experiencing difficulties should talk to Mark before they talk to anyone else. He has a long and distinguished career in helping Companies either avoid insolvency, or if that is inevitable, being prepared for the rigours to come."

Tony Tappy

Managing Director at Business Improvement Tappy Ltd

"I have worked with Mark over many years. I carried out assignments for him and passed assignments to him. He has always achieved great results, on time and within budgets. I would not hesitate to work with him in the future. I would be happy to provide a reference for him."

Neil Stonehill, MD

Brighton Holiday Homes

"Mark was excellent because he understood what we needed and knew exactly who to put us in touch with. Our specialist broker is very, very good. Really digs deep and finds the funding to help help us. Never gives up - brilliant"