Testimonials from finance clients

Hear what our clients have to say about our 5* brokering service. 

"Our invoice financing deal is now ten times better than it was before, thanks to Mark Smillie" - William Fulcher

💼 Business finance

“Mark Smillie came up trumps and delivered a finance package in very challenging circumstances. It’s easy to think his success stories are too good to be true, but I now know from experience that he is an approachable, real person that you can speak to directly. His service is excellent and he knows his stuff. We worked with one of his trusted, specialist contacts as part of securing the deal and they scored 10 out of 10 too. Highly recommended.”

Joe Ellis
BTB Exhausts Ltd

“Mark totally exceeded my expectations. He was amazingly responsive to every phone call and email, gave great advice without judgement, and was very honest about my position and how he could help. He introduced me to a wonderful specialist, Leanne, who was very good and delivered the finance I needed. I felt supported by Mark every step of the way, I just don’t have a bad word to say – it was all super smooth!”

Dayna
-

Group of Engineering Companies
“So good we recommend him to other Companies”

“Mark Smillie is very good at what he does – you can’t fault his helpfulness and inside knowledge on finance companies. We would definitely go back to him again with any business finance requirements and do recommend him to other companies.”

Kevin Hanbury
Managing Director-3K’s Engineering

“Mark Smillie is very positive and straightforward to work with. He knew exactly who to put us in touch with to get the business finance product we needed. It was a painless process and we are very pleased with the product that was put together for us. We are already recommending his refreshingly personalised service to other businesses.”

Susannah Retallick
Managing Director-CR Willcocks Ltd

“We’re very pleased with the financial solution Mark delivered for us and we still keep the direct relationship with our clients as a result. As a young and growing business, we hadn’t held out much hope of being able to find the support we needed, but having done some research, Mark was confident he could help. He’s definitely the go-to person for invoice finance.”

Drew Benham
Director-Comcore Ltd

“We went to Mark for business finance after being let down by other brokers who promised the world and never delivered. Mark was the first genuine specialist we met, and the only broker who actually did what he said he would. He gets the finer details right. We were introduced to an expert for our particular scenario and successful with finance for our eCommerce business. Mark will listen and advise on the best solution – it may even be one you didn’t know existed. Mightily impressed that he even arranged an independent follow-up call for feedback on his service. No hesitation in recommending Mark.”

Iain Cumpstey
Managing Director - Laeto Trading Ltd

We approached 4 brokers with the same proposition, but it was obvious we should engage with Mark Smillie at Ringrose Business Finance. He was frank and honest about what he could achieve and had a real can-do attitude. With his knowledge and network, we were introduced to a top-notch specialist and our application was successful. Mark’s personal touches before, during and after the process is something you rarely get these days. I can’t recommend Mark highly enough.

Femi Sanusi
Managing Director - Health Connections PTS

🏗️ Construction finance

“I can’t fault the support I received from Mark Smillie. He is well connected and came up trumps with the finance company he linked us with. All very pragmatic, good to their word and we quickly received our funds – an excellent service. What a fresh new approach to financing when banks are so risk-averse. I highly recommend Mark who is very personable and makes everything very easy.”

Silas Wilde
Harlestone Group

“It’s great to work with a broker that has a construction sector specialism. Mark at Ringrose Business Finance is very knowledgeable, competent and personable. He talks a lot of sense.”

Paul Mathison
Create Construction Ltd

“I always measure by results and my experience with Mark at Ringrose Business Finance was 100% effective – I got exactly what I needed. As well as a great finance facility, Mark saved me so much time. The day after I spoke to him I was talking to the right specialist. I will definitely be in touch with Mark again as our growth plans continue. I highly recommend him.”

Patrick Murphy
Managing Director-Prospect Fire

“UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors

I have used Mark Smillie for business finance for the last 6 years, he surrounds himself with a contact list of “Can Do People”, apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough.”

Mark Wilkins
UK Acoustics Systems Ltd

“I was very impressed with the excellent service from Mark at Ringrose Business Finance. He looks outside the box and really listens to what funding requirements you have – he isn’t just selling what he wants to sell you. Using a broker with specialist finance knowledge in the construction and manufacturing sector is definitely the way forward. Far better than the banks and other one dimensional finance companies. We will absolutely go back to Mark again.”

Terry Brant
Director-Joinery Classics Limited

“We chose to use Mark at Ringrose Business Finance because it seemed he would make the best introductions to lenders to suit our particular situation. He did not disappoint. His recommendations proved to be excellent. We are very happy with his quick, easy and efficient service. We’ll certainly go back to Mark when we need finance to buy more equipment.”

John Ducker
Founder & MD-Ducker & Young Scaffolding Ltd

“I decided to approach Mark because I liked the fact he provided a mobile number and gave excellent clear explanations about finance options. A highlight of my experience is being able to speak to him directly and quickly. As well as the fact he ensures we get the best rates from his selected top brokers for various industries. Like most business owners I get approached by so many brokers. It’s hard to know who to use, but I can now highly recommend Mark to any company.”

Rob Shaw
Managing Director-Shaw Stone Ltd

“I have already recommended Mark to a contact of mine after my very positive experience of his business finance services. Mark was very helpful, quick to respond and thorough. Having successfully gained CBILS funds, I will definitely work with him again in the future to utilise his property and construction finance expertise.”

Dan Glover
Director-Acute Civil Engineering

More client testimonials

“So good we recommend him to other Companies”


“Mark Smillie is very good at what he does - you can’t fault his helpfulness and inside knowledge on finance companies. We would definitely go back to him again with any business finance requirements and do recommend him to other companies.”

Kevin Hanbury

3 K's Engineering 

“Painless Service - recommending to other businesses”


“Mark Smillie is very positive and straightforward to work with. He knew exactly who to put us in touch with to get the business finance product we needed. It was a painless process and we are very pleased with the product that was put together for us. We are already recommending his refreshingly personalised service to other businesses.”

Sussanna Retallick

CR Willcocks Ltd

"Mark “is the only finance broker who genuinely thinks of us”


"Mark Smillie is different. He is the ONLY finance broker I have ever met where I felt he was genuinely thinking about us. I didn’t have to filter everything I was being told about finance options, so as not to be manipulated into what suited the broker or a lender best. Mark is precise, efficient and genuine. He makes it easy to reach him and introduces you to the perfect person to find the solution you need. We have an excellent credit line facility now. Don’t go anywhere else."

John Martinez

Shocklogic Ltd

“Our Invoice Finance deal is now 10 times better than it was before”


"Our invoice financing deal is now ten times better than it was before, thanks to Mark Smillie. You really need expert advice for contractual invoice finance and Mark is that expert. Every time we reach out to Mark, whether it is for CBILS, a loan or invoice finance, he always refers us to the right person and we get a positive outcome. I have already recommended Mark to other business Directors and will do again - I just can't fault his service."

William Fulcher

FMS

“His service is excellent and he knows his stuff”


"Mark Smillie came up trumps and delivered a finance package in very challenging circumstances. It's easy to think his success stories are too good to be true, but I now know from experience that he is an approachable, real person that you can speak to directly. His service is excellent and he knows his stuff. We worked with one of his trusted, specialist contacts as part of securing the deal and they scored 10 out of 10 too. Highly recommended."

Joe Ellis

BTB Exhaust Ltd

“Quick easy and efficient service”


"We decided to work with Mark Smillie at Ringrose Business Finance because he clearly had the experience to make the best introductions to lenders most suited to our needs. He did not disappoint us. Mark's referrals proved to be excellent. I am very happy with his quick, easy and efficient service. We’ll definitely get back in touch with Mark when we need finance to buy more equipment"

John Ducker

Ducker & Young Scaffolding

"Mark surrounds himself with a list of “Can do people”


"I have used Mark Smillie for business finance for the last 7 years; he surrounds himself with a list of 'can do people'. Apart from business finance, I have found Mark to be a very good sounding board for various business matters, and he is a pleasure to deal with. I cannot recommend Mark highly enough."

Claire Wilkins

UK Acoustics Systems Ltd

“Common sense recommendations”


“My experience of Mark is getting to grips with a distressed situation, quickly and effectively; and making common sense recommendations on how to take forward ( or sideways; as the case may be ).”

Mike Stubbs

Mishcon de Reya

“Good service and it was easy for me”


“I have been receiving Mark’s e-mail for some time so decided to ring him and pleased to say we received what he writes about good service and it was easy for me.”

Noel Paterson

Langstone Engineering Ltd

“The only broker who actually did what he said he would”


"We went to Mark for business finance after being let down by other brokers who promised the world and never delivered. Mark was the first genuine specialist we met, and the only broker who actually did what he said he would. He gets the finer details right.
We were introduced to an expert for our particular scenario and successful with finance for our ecommerce business. Mark will listen and advise on the best solution - it may even be one you didn't know existed. Mightily impressed that he even arranged an independent follow-up call for feedback on his service. No hesitation in recommending Mark."

Iain Cumpstey

Laeto Trading

“Mark is the Go-to Guy for Construction Finance”


"I approached a leading builder and developer and he told me there was one person to go to for business finance. I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy, I can confirm Mark is the ‘Go to guy for business finance’."

Aaron Fox

C&A Finishes Ltd

“I’d recommend him to anyone”


“I will always call Mark Smillie for business finance. Mark is just so easy to deal with and everything is very straightforward. We got a better deal by using Mark and his specialist broker compared to going to Funding Circle direct. In the construction sector cash flow is vital, so having someone like Mark to call for any borrowing is great. I’d recommend him to anyone”.

Charles Julian

Casini Systems

“Mark was able to direct me to the right specialist finance broker that we needed. That person was great – very helpful and proactive and lovely to work with. I would certainly recommend Mark if you are looking for specific business finance expertise and contacts.”

Yvonne Beaton
Finance Controller-Swallowmax Ltd

“Mark was very helpful indeed – 10 out of 10. I simply can’t think of any improvements he could make to his service. By working with Mark we managed to attain finance over a better term and with half the monthly costs of other alternatives. He helped us to keep our company going and will always be our first port of call for any future business finance requirements. Highly recommended.”

David Long
Managing Director-Monument Paper Bag Company

“Having been very disappointed with the response of my bank (of 20 years), it was such a relief to find Mark at Ringrose Business Finance. The bank was reducing support and charging more, but Mark’s expertise and support was immediate and absolutely invaluable. He connected me with the right specialist finance broker and we succeeded with getting funding. Excellent service.”

Colin Hollingsworth
Director-Pubs and Bars Ludlow Ltd

“I was very impressed with the excellent service from Mark at Ringrose Business Finance. He looks outside the box and really listens to what funding requirements you have – he isn’t just selling what he wants to sell you. Using a broker with specialist finance knowledge in the construction and manufacturing sector is definitely the way forward. Far better than the banks and other one dimensional finance companies. We will absolutely go back to Mark again.”

Terry Brant
Director-Joinery Classics Limited

“Dear Mark, my wife and I wanted to formerly thank you, for everything you did. I still cannot believe you spent 5 hours patiently and simply explaining the consequences of what we were about to do. And giving us an entirely different way forward, if we had not met you are income would have stopped and we could have lost everything, 18 years of hard graft down the pan.

We were told we had to give up, you knew we did not want to. Its 6 months later now and we are enjoying life and work again and all our contractors are on board. Thank you.”

The name is removed for Confidentiality
Midsize firm of Shop fitting Contractors – Retail and Commercial

“We started three years ago and provide ‘Quality Plastering and Rending Services’, our focus has been on quality and doing the best possible job. Our reputation for quality and finishing on time is now bringing in much larger contracts.

I approached a leading builder and developer and he told me there was one person to go to for business finance.

I spoke with Mark Smillie on Tuesday morning, he told me about a new type of business finance. I applied on Wednesday evening, mark contacted the CEO of the finance company and we were given an excellent line of credit at a great interest rate on the Friday morning of the same week. I struggle to believe it was that quick and easy, I can confirm Mark is the ‘Go to guy for business finance’.

Aaron Fox
C&A Finishes Ltd

“I have absolutely no hesitation in scoring Mark 10 out of 10 for his business finance service. I wouldn’t recommend anyone else. He has a great attitude and determination, which is just what you need in difficult times. Due to the complex nature of our situation when we first worked together, he did warn that a finance solution may be challenging. But he succeeded in helping us with a great package. Like many business owners, I have had very disappointing experiences with banks and brokers in the past. However, Mark has over delivered on every occasion. You should give him a try!”

Richard Freeman
Managing Director-Zeeko Ltd

“My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward ( or sideways ; as the case may be )”

Mike Stubbs
Partner- Mishcon de Reya

“Mark is professional, thorough and does an excellent job in finding the right solution for the situation at hand, I would certainly suggest speaking to him.”

Jim Banks
Private Healthcare Consultant- Premier Choice Healthcare

“Mark and Kevin are very easy to work with – they score 10 out of 10 from me. I did not have to spend long on the phone – they just got on with everything. Their professional and detailed knowledge of how the finance industry works is invaluable. I’d highly recommend Ringrose to anyone seeking a positive result from a funding application that really meets their needs.”

John Lee
Director-General Medical

“Thank you Mark for your excellent service. We have been very impressed with your understanding of our brief, fast response and professionalism. You have never been pushy or wasted our time. You went above and beyond with introductions to such quality people. We will always use you as a knowledgeable and specialist finance broker now – so much better than a splatter gun and time-consuming approach to finding finance ourselves.”

Director-Major Media Production Company

“I have known Mark for quite some time now and would highly recommend him for the value he generates in the assignments he undertakes. He cuts through the issues and delivers results with accurate assessments and on time to the projected outcomes . His work ethic and integrity is beyond reproach coupled with his knowledge in his field. He has a very inclusive approach and coaching style and is highly results driven.”

Amin Kassam
Senior Vice President Retail-Reliance Trends ltd

“I have worked with Mark over many years. I carried out assignments for him and passed assignments to him. He has always achieved great results, on time and within budgets. I would not hesitate to work with him in the future. I would be happy to provide a reference for him.”

Tony Tappy
Managing Director- Business Improvement Tappy Ltd

“We are well established profitable boutique post production company in Soho, we applied to the Bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the Bank.

If you are looking for business finance without the hassle then give Mark a call.”

David Tasker
Platform Post Production Ltd

“I will always call Mark Smillie for business finance. Mark is just so easy to deal with and everything is very straightforward. We got a better deal by using Mark and his specialist broker compared to going to Funding Circle direct. In the construction sector cash flow is vital, so having someone like Mark to call for any borrowing is great. I’d recommend him to anyone”

Charles Julian
Managing Director-Casini Systems

“We are an Installations Company who work in the construction industry and we were looking for some more financial flexibility.

I spoke to Mark on Tuesday and he told me about a form of Finance which was basically raising money from some of our invoices, our choice on how much and how many.

This was not Factoring which we would not do, this type of finance is totally flexible, we can dip in and out use it as much or as little as we wish, and collect our own invoices as normal.

Mark took me to the right company, spoke to them behind the scenes, and helped fast-track my application. It sounded to be too good to be true, no Personal Guarantees, no charge at the bank, no commitments, and no annual fees or contract.

A simple form and information to provide; we applied on Wednesday and were approved Thursday afternoon.

After receiving Mark’s emails for the thick end of 3 years I am pleased I rang him and am happy to endorse him”

David P
Installations Company in Surrey

“We highly recommend using Mark at Ringrose Business Finance. He and his specialist champion broker contacts are very good and well informed. It’s worth a call if you are looking for finance of any sort.”

Paul Bradley
Director-PB Battery Technical Services Ltd

“I have been receiving Mark’s e-mail for some time so decided to ring him and pleased to say we received what he writes about good service and it was easy for me.”

Noel Paterson
Langstone Engineering Ltd

“Mark totally exceeded my expectations. He was amazingly responsive to every phone call and email, gave great advice without judgement, and was very honest about my position and how he could help. He introduced me to a wonderful specialist, Leanne, who was very good and delivered the finance I needed. I felt supported by Mark every step of the way, I just don’t have a bad word to say – it was all super smooth!”

Dayna
-

“Mark is professional, helpful and creative. He will always find a way to help, with regards to companies who face financial challenges. If your organisation needs emergency funding or help with funding, talk to Mark.”

Nigel Temple
Marketing strategist ► Marketing speaker

“Dear Mark, I just wanted to take the time to thank you so much for your help over the last 6 months or so. You have been constantly professional, but, at the same time I feel that the Managing Director and I have built a great relationship with you.

We have recommended Mark to other business associates, but more importantly yourself personally, so please accept my apologies if your work load increases. We look forward to working with you again in the future.

Best Regards.”

The name is removed for Confidentiality
Operations Manager——— Construction Ltd

“We are a market leader in CCTV and supply Worldwide when we take on new work we always wish to have suitable finance in place. We have been receiving Mark’s emails for some time, I rang him on a Tuesday. He said he would make this as painless as possible, we had approval on Wednesday morning and funds in our account on Friday. My time is valuable to me and I like dealing with people who excel in giving their clients excellent service as we do.”

Steve Baker
Genie CCTV Ltd.

“In my constant strive to make my restaurant the best it possible can be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done.”

Fernando Stovell
Stovell's

“We have worked with Mark for over 3 years growing his online Business. His passion for delivering what the client wants is infectious. He just loves what he does.”

Paul Madgin
2020 Webvision - online Marketing Consultant

“Having known Mark for well over Twenty years, I can whole-heartedly endorse his work, any business experiencing difficulties should talk to Mark before they talk to anyone else. He has a long and distinguished career in helping Companies either avoid insolvency, or if that is inevitable, being prepared for the rigours to come.”

Tim Weedon
Associate- Nestegg properties LLP

“Mark really understood what we needed and was very honest and easy to work with. The specialists he introduced us to were of a similar mindset and worked hard to help us. Ten out of ten – highly recommended if you are looking for business finance.”

Mike Harvey
Director-On-Systems Limited

“We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us. What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best services possible, we wish him well and it is great dealing with people who genuinely care.”

Andrew Kirkey
OSV Limited-Professionals in Vehicle Supply

“Having used brokers before, I didn’t expect Mark at Ringrose Business Finance to achieve a better interest rate than I could get from a bank directly. But he definitely delivered with a brilliant rate of 5.4% – I thought it would be 10%. And the loan was all sorted out within a week. Fantastic service – I’m glad I decided to give Mark a chance.”

Simon Jewell
Director-The Pilot Inn

“Mark is the Go to Guy for Business Finance and if you are in the Construction/Building related industries he is the man to see.

Mark did his first construction deal in 1990 and knows the decision makers to go to. He makes life easy for his clients because he knows how to put a deal together to achieve a successful result.

If you need someone who thinks outside the box and gets a job done then think Mark Smillie.”

Chris Davidson
Discover and Invest Ltd

“Mark has a unique ability to look at a difficult business situation, find a positive way forward and then make it happen. Currently we only deal with Companies with a turnover exceeding a £100m plus, but Mark gives the same care and attention to a Shopkeeper as to a National Company. I have seen his involvement in more than 50 business situations. He is someone that I would trust to get me where I wish to go.”

Philip Fernandes
Commercial Director-Twice2much Limited

“We are a successful growing company, but unfortunately in our Industry, we could not get the support we were looking for from the High Street Banks, so with a healthy debtor book just sitting there we decided to use it.

Mark has been writing for some time on the importance of choosing the right Finance Company to Finance your book debts.

Well he did everything he writes about, I was introduced to a Company Director, who was genuinely interested in what we did and how we operate, the company we saw have one of the highest client and staff retention rates.

But what I was impressed with was their can do attitude. The whole hassle free process took about two weeks.

My advice is, before financing your invoices, give Mark a call.”

Matthew Jones
Arc Steel Fabrication Services Ltd

“I first spoke to Mark last year, I had a bad experience in the past with a previous Finance Broker, so I was a bit cautious.

But I can now say, if your business is looking for finance and you want a very good professional service, from someone who cares about his clients then I would recommend Mark Smillie who clearly has built up an excellent contact list.”

Tuhal Miah
TM Carpentry & Building Solutions

“We were very disappointed with our bank not being willing to offer us additional finance. All blamed on Brexit. We then had a stream of other credit agencies calling us with incredibly high interest rates over short periods, with half the money we needed. It was all very depressing.

I decided to try Mark at Ringrose Business Finance. He completely restored my faith and delivered an excellent service. Our finance application was completely successful at a critical time. I would not hesitate to recommend Mark to any other business owner.”

Jonathan Wilkinson
Kimi's Artisan Gelato Ltd

“Mark at Ringrose Business Finance did a great job of introducing us to the right person for our business funding. The whole process was uncomplicated and everyone did what they promised on time. Mark’s advice has helped us to phase our finance for the best results. Definitely a 10 out of 10 score – highly recommended.”

Klaus Kolleth

“Mark was excellent because he understood what we needed and knew exactly who to put us in touch with. Our specialist broker is very, very good. Really digs deep and finds the funding to help help us. Never gives up – brilliant”

Neil Stonehill
Managing Director-Brighton Holiday Homes

“UK Acoustic Systems Ltd are recognised as one of the leading providers of soundproofing and sound absorption solutions for the commercial, leisure, educational and residential sectors

I have used Mark Smillie for business finance for the last 6 years, he surrounds himself with a contact list of “Can Do People”, apart from business finance I have found Mark a very good sounding board for various business matters. He is also a pleasure to deal with, I cannot recommend Mark highly enough.”

Mark Wilkins
UK Acoustics Systems Ltd

“As a healthcare tech start-up with funding options on the table, I am so glad I was recommended to speak to Mark Smillie about immediate business finance requirements. He knew exactly who the very best person was to help me and quickly introduced us. We received amazing service – above and beyond. Everything was pitched perfectly, they understood the pressures we were under and their extra efforts ensured a successful outcome. We will work with Mark and his specialists again in a heartbeat. Highly recommended.”

Mona Hayat
Founder & CEO - Nexus Digital Technology

“Mark was very helpful in arranging a fast business loan last year, his service is very good. Mark initiated the arrangement and a commercial loan which was forthcoming in a matter of weeks as opposed to our bank which had taken months. I would recommend approaching Mark for swift, professional finance options.”

Matthew Hepburn
Business Operations Director-R&D Davidson Ltd

“Mark Smillie is very efficient, easily contactable and always provides good old-fashioned customer service. Both Mark and his recommended specialist finance broker score 10 out of 10. I highly recommended any business to utilise Mark’s expertise to successfully gain funding.”

Paul Smith
Director-Build Plumb Plastics Ltd

“What more can I say…. Professional, efficient, transparent, and very determined. After a number of aborted secured borrowing offers, I am so pleased Mark from Ringrose Business Finance was able to recommend an absolute specialist who would really understand our requirements. This resulted in a speedy and meaningful offer from a reputable lender, with very competitive terms.

They held our hand at every step of the process, right through to completion. Given how impressed we were, we have now asked for support to look into additional business funding and investment opportunities for our new business venture. I would have no hesitation in recommending Mark at Ringrose Business Finance if securing your funding needs and getting them over the line in a speedy and competent manner is what you are needing to achieve”

Jonathan T
CEO